When you need landlord contents insurance for items of furniture and other belongings, you must know what’s covered. With this guide you can learn about contents insurance and what the policy covers.
Being a landlord costs money, especially when you supply a furnished property to tenants, you don’t know personally. Please read on and learn more about this cover, and why you would need it.
This is an important question, as many landlords don’t know what’s covered in their contents policy. Goods like sofas and carpets are covered, as well as white goods and other furniture. Fixtures and fittings are covered, you know, internal walls, internal doors, windows and wooden floors.
The best way to know is by asking your insurance company, they’ll go through the policy with you and tell you what they pay out for and what they don’t pay our for, as landlord insurance companies have different terms and policy types.
What level of cover should I take?
This depends on the value of your contents, if you’ve bought a £2000 sofa or a large screen LCD television or maybe even a few grand on white goods, these goods need to be covered.
The insurer will ask you to list your goods on your policy and could ask for a receipt of purchase so please keep your purchase receipt.
Buying cover online
It’s definitely the best way to find better deals on contents insurance because all you have to do is get a quote and the insurer will handle everything else from there on.
Most websites that compare landlord insurance will offer you a free quoting service that allows you to make a better choice. Use a trusted service like simplybusiness.co.uk and you’ll be half way there.
Make claiming easy
If you ever have to make a claim, make sure the company you chose for your landlord insurance has a dedicated claims department as this will speed up the process involved in getting your money in the timely manner.
Getting a quote right here!
If you want to save time searching around the Internet, you can use the service right here at UK Landlord Insurance.com. Just fill in your business details and insurers will compete to offer you the best deal from the best company.
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